Frequently Asked Questions
SRES® is a designation that stands for Seniors Real Estate Specialist. These real estate professionals specialize in real estate services for senior citizens. These are citizens over the age of 50 who want to purchase, sell, relocate, or refinance their property, whether for residential or investment purposes.
The seniors real estate agent designation gives realtors the knowledge and expertise to guide seniors through major financial and lifestyle transitions and helps them become familiarized with the application of federal laws for the Housing for Older Persons Act (HOPA). At Premium Homes, we are trained to recognize the distinguishing characteristics and trends of the seniors real estate market and readily capable of discerning them in the San Diego market. We are also your best choice you are looking for a dependable probate and trust real estate agent.
If you are ready to downsize in San Diego, we will help you tailor your upcoming transition to your needs and adapt your new home for additional safety, comfort, and aging in place.
To help you see the bigger picture and make way for a more comfortable way of life that is more in tune with your new set of priorities, we will go over all your available options for your senior transition service in San Diego.
One of your options is moving to a 55+ community, especially if the number one reason for your move is to downsize and move to a more quiet neighborhood and into a house that better matches your shift in priorities, change in financial circumstances, and different needs in terms of space, cost of upkeep and scope of maintenance.
These communities might be your ideal next home if you want to:
Live in an age-restricted community
These communities are home to the crowd aged 55 and older. Members can but do not have to be retirees. Not only will you be able to enjoy your privacy, peace, and serenity, but also have no trouble meeting new people who share your interests and worldviews.Forge yourself an active lifestyle
If you are an active senior who loves to stay engaged within the community, this is the ideal place, which often offers attractive amenities for fitness and similar recreational activities. Besides, staying mentally and physically active can greatly improve your quality of life and extend your lifespan.Live in an attractive, convenient location
Part of what makes living in a 55+ community is that they are located in convenient proximity to shops, eateries, healthcare facilities, and other places that may be of interest. You will not be missing out on any of the everyday conveniences the urban lifestyle has to offer.Enjoy low-maintenance living
One of the key perks of 55+ communities and homes built with a similar philosophy in mind is that floor plans and features are designed to accommodate seniors who are looking to transition to a low-maintenance lifestyle. This helps you remain independent as you age without having to worry about a demanding scope of household chores and maintenance tasks or health and safety hazards.Develop a sense of community and belonging
Living in a close-knit community while staying fully independent can greatly enhance your quality of life and overall well-being. Being able to give back to the community in a meaningful way can be immensely rewarding. We will help you see the benefits and drawbacks to buying in San Diego retirement communities so you can decide if this is what you want.That depends on which is more in tune with your life philosophy and priorities: owning means stability while renting means flexibility. We will assess your financial situation to determine what would make most sense for you and for your long-term retirement plans. We will help you make smart housing choices that can be integrated into estate planning.
Among our top priorities is to help you make a safe transition and make sound financial decisions whether you are looking to sell your San Diego home or buy one. We are also here to protect you against mortgage finance and loan schemes and scams which often target seniors.
A reverse mortgage is among the most attractive financing options for seniors over 62. This type of loan converts home equity into cash for retiring San Diego homeowners which allows them to continue living in their homes, provided that the home is a person’s primary residence. We will elaborate on the reverse mortgage option in detail to help you understand the ins and outs of this particular option, including the uses, benefits, procedures, and issues involved.
Our expertise includes knowledge of your financing options, including the uses of pensions, 401k accounts, and IRAs in real estate transactions, as well as of how health insurance and Social Security could impact your decision.
Our flexible booking platform allows you to make your appointment at your convenience, with no pressure, no hassle, no stress. Let’s do things the old-fashioned way and meet face to face to discuss your options and future plans at length. Contact our Seniors Real Estate Specialist Nick Alameddin at 760.802.4166 or at Nick@mypfgroup.com to schedule your free no obligation consultation.
We are here to make your upcoming senior real estate transition, downsizing, or relocation in San Diego a comfortable experience instead of an ordeal and guide you through the process safely and confidently. We strive to provide a service that is efficient and comprehensive, without overlooking the aspects that you value most.
Our step-by-step process which we will elaborate on in detail before we start is designed to make you feel at ease every step of the way. As your designated SRES and an experienced probate real estate agent in San Diego, Nick Alameddin will help pave the way for your secure future and an enhanced quality of life even as you age. Schedule your appointment now!